First Time Homebuyer Programs
To apply for Down Payment and Closing Cost Assistance through these programs you must go through the contact listed below.
| Program | Funding Availability | Contact |
|---|---|---|
| City of Buffalo | Up to $10,000 for down payment and closing costs. | Contact a Belmont Counselor to get more information. 716-884-7791 |
| Town of Hamburg | $20,000 purchase reduction; forgivable after 10 years. | Hamburg Community Development 716-648-6216 |
| City of Niagara Falls | $5,000 grant for closing costs. | NeighborWorks Community Partners (716) 299-77298 |
| City of Lockport | Funds available for needed down payment and closing costs, forgivable after 10 years. | Contact a Belmont Counselor to get more information. 716-884-7791 |
| Rural Development | USDA mortgages. | 585-343-9167 ext 2200 |